The wonderful world of Travel Insurance
Today it’s almost a necessity to have travel insurance. Most of us are familiar with trip cancellation insurance, but there are other types too – there’s lost luggage protection, and medical evacuation insurance. We never know if something is going to come up – like a loved one becomes ill or passes away while we are on vacation – or we become ill or injured. Most trip cancellation insurances do have medical coverage and even medical evacuation. But let the buyer beware – read the fine print as all policies are not the same!
Trip Cancellation Insurance
Travel can be expensive, and you can lose your prepaid trip expenses if you need to cancel or interrupt your trip. What happens if: you, your family member or travel companion gets sick, injured or dies? Your tour operator, airline or cruise line declares bankruptcy? You cancel for any reason, such as: a sudden business conflict, your son’s unexpected state playoff game, you change your mind. Travel Insurance Services Trip Cancellation and Interruption benefits can cover your trip cost when you cancel or interrupt a trip for covered reasons. Even if you lose your job, this policy includes a Job Loss Protection feature that makes it easy to recover your trip costs.
Medical policies & HMOs often provide limited coverage outside your area and especially outside your home country. Medicare provides no coverage outside the U.S. You could be stuck with high medical bills. Travel Insurance Services provides benefits for Medical Expenses and it gives you 24-hour access to multilingual Emergency Assistance Services.
MedjetAssist – Medical Evacuation Services
MedjetAssist is a unique medical evacuation membership program radically different from what is found in typical travel insurance policies. Medjet members can choose to be transported to any hospital of their choice if they become hospitalized more than 150 miles from home. Medjet utilizes a global network of affiliate aircraft that is medically equipped and staffed, ready to launch at a moment’s notice. With MedjetAssist, there are no pre-existing condition exclusions for travelers under age 75, no transport cost caps, no medical necessity clauses, and no additional fees. Just peace of mind each and every time you travel.
Platinum cards and travel insurance programs generally only offer transport to the closest appropriate medical facility, whereas Medjet members can choose where they want their inpatient care completed. In the event of an emergency, being a member of Medjet will be your ticket home. They offer short-term memberships starting at $95 for 7 days. An entire year of membership is just $250, and protects you anytime you travel more than 150 miles from home. Check out the video below for more info!